The one-off cost
Flights, shipping, visa fees, apostilles and translations, the first month's rent and deposit, and a gap of several weeks where you are paying in two countries at once. For most people that lands between $3,000 and $12,000, and the biggest variable is how much you ship.
Shipping is where people overspend. A full container from the US to Europe runs into five figures. Most of what ends up in it gets replaced within two years anyway.
The monthly cost, which matters more
This is the number that decides whether the move survives. Here is what $2,086 a month — the average US retired-worker benefit — is worth against published price levels.
| Country | Multiplier | $2,086 becomes |
|---|---|---|
| India | 4.21x | $8,772 |
| Nepal | 3.79x | $7,905 |
| Viet Nam | 3.37x | $7,039 |
| Thailand | 3.24x | $6,750 |
| Malaysia | 3.16x | $6,587 |
| Indonesia | 3.11x | $6,479 |
| Philippines | 2.76x | $5,761 |
| Cambodia | 2.76x | $5,748 |
| Nicaragua | 2.69x | $5,611 |
| Colombia | 2.64x | $5,511 |
| Turkiye | 2.61x | $5,452 |
| Dominican Republic | 2.53x | $5,279 |
What the multiplier does not include
Health cover. Priced separately, rises steeply with age, and in several countries insurers stop writing new policies somewhere between 60 and 70.
Flights home. Recurring, not one-off. From Southeast Asia, around a thousand dollars each way.
The exchange rate. Your income is in dollars and your costs are not. A ten per cent move is a ten per cent pay cut.
What to check before you commit
Insurance first, because waiting a year can close a door permanently. Then the visa income floor, which is published and either clears your income or does not. Then rent for the actual neighbourhood, not the national average.