The D7 passive income visa in Portugal asks for €920 a month.
That figure is 100% of the Portuguese minimum wage. Knowing which it is matters: a pegged threshold moves on its own every year, and a fixed one only changes when the rule is rewritten.
What else the file has to show
Add 50% for a spouse and 30% per child, plus roughly €11,040 held in a Portuguese account.
Beyond the income line, every one of these routes wants the same supporting set: a clean criminal record check, health cover valid in the country, proof of somewhere to live, and documents legalised or apostilled in the right order. The order is what catches people, not the documents themselves.
What the money is worth once you are there
Clearing the threshold and living on it are different questions. The average US retirement benefit of $2,086 a month has the purchasing power of $3,449 in Portugal, a multiplier of 1.65.
| Your monthly check | What it is worth in Portugal |
|---|---|
| $1,500 | $2,480 |
| $2,086 | $3,449 |
| $3,000 | $4,960 |
Where applications actually fail
Very few refusals are about the income figure. People know their own number and do not apply if it falls short. The failures cluster in three other places.
Document order. Apostille, then translation, then legalisation — done out of sequence, the file is rejected and the process restarts. This is the single most common cause of a wasted trip.
Proof of recurring income. A bank balance is not a pension. Most of these routes want evidence that the money arrives every month and will keep arriving, which usually means an award letter rather than a statement.
Health cover that does not qualify. Travel insurance is not residence-grade cover. Several consulates reject policies with deductibles, repatriation exclusions or annual caps below their threshold.
How it compares
| Country | Income floor |
|---|---|
| Spain | €2,400 a month |
| Portugal | €920 a month |
| Thailand | 800,000 baht in a Thai bank, or 65,000 baht a month |
| Mexico | $4,200 a month over six months, or $70,000 held for twelve |
| Costa Rica | $1,000 a month |
| Colombia | about $1,710 a month |
| Panama | $1,000 a month |
| Ecuador | $1,446 a month |
Thresholds move every January because most of them are pegged to an index that is revised annually. Treat the figure as the shape of the requirement and confirm the current number with the consulate before you file.